Small business owners impacted by challenging market conditions need to optimise working capital to alleviate business pressure and to improve their personal wellbeing

American Express’ Working Capital Research¹ explores the impact cash flow uncertainty has on the personal wellbeing and wellbeing of Australian small business owners² (SBOs). 

The report found that 49% of SBOs say managing cash flow is the most stressful part of running their business, with 31% losing sleep over the issue. 21% claim their physical wellbeing has been affected by cash flow tension and 22% report it has put a strain on or broke down personal relationships. What’s more, 17% of owners have considered ceasing operations due to cash flow challenges impacting their wellbeing. 

The research examined the factors Australian SBOs say are contributing most significantly towards their stress levels. Alongside customers not paying on time, inflation and the rising costs of living, a lack of knowledge about how to best optimise their working capital strategy were amongst the reported stressors. This is despite 79% of owners stating that managing their businesses’ working capital cycle is an important part of running their business. 

Additional findings include: 

• 54% of small business owners say the stress caused by managing their business cash flow has increased since the start of the COVID-19 pandemic 

• 53% say that they rely on their customers to pay on time, otherwise they struggle to pay their own bills or suppliers 

• 28% say their business is still being affected by an emergency they experienced in the last 12 months  

• 49% use personal funds to pay for outgoing expenses  

• 35% agree that they don’t know where to start when it comes to managing their working capital cycle 

• 51% say having access to capital without interest for a longer period would help them pay off suppliers in time and give them more opportunity to invest in their business 

• 76% would use a business credit or charge card to help manage their small business cash flow 

With Australian SBOs naming repayment cycles and cash flow as one of the biggest barriers to sustaining their business and maintaining personal wellbeing, American Express has today announced enhancements to the American Express Business Card. The Card is designed to support small business owners and extend their working capital cycles with a market-leading³ extended cashflow benefit of up to 110 days to pay for purchases⁴ and no pre-set spending limit.  

Personal wellbeing

Emily Roberts, Vice President and General Manager of Commercial Sales and Account Development at American Express says: “Running a small business can be incredibly rewarding, but the day-to-day stress of paying suppliers and staff, and finding new opportunities to grow, can take a huge toll on mental health, especially when the unexpected happens. There are things however that owners can do to help alleviate the stress of running a business. Getting cash flow in check is one of these. Optimising cash flow puts business owners in a better position to navigate unforeseen circumstances, reinvest in their business, their people, and just as importantly, themselves. Tools such as business charge cards help to increase funds that are available for day-to-day operations and provide extra breathing space to repay.” 

Another tool American Express offers to help businesses with their funding needs, is American Express Business Loans, which offer unsecured working capital of up to $300,000 and repayment terms that range from 6 to 36 months.   

To manage the impact of inflation, SBOs are seeking savvier ways to ensure their money goes further. The research reveals 33% of small business owners agree that due to inflation and the fluctuating Australian dollar, locking in exchange rates for overseas transactions would help them minimise spend uncertainties and help protect their profit margins.  

American Express is assisting through its Foreign Exchange Services, where SBOs can make international payments even if they aren’t a Card Member. American Express AccessLine also enables enrolled Card Members to pay virtually any supplier anywhere in the world, even if they don’t accept American Express card payments plus American Express Membership Rewards points can be earned in the process.  
 

Jennifer Mekhaeil, Accountant and Founder of skincare company Go Bare, said “I’m an accountant by trade and still my working cash flow for Go Bare is a constant source of worry. Being in the midst of an international expansion, the stress has definitely flowed into my everyday life, prompting me to lose sleep and negatively impact my mental health. For me, negotiating different payment cycles with my various suppliers and necessary business services has been instrumental in maintaining my available working capital. Having the right partner in American Express has also been critical. Simple yet meaningful services across foreign exchange and AccessLine have helped to keep Go Bare running as we navigate this exciting new phase of growth.” 

With SBOs admitting they don’t have the knowledge they need to best optimise their working capital strategy, many are looking to the government and financial service providers for more support. Alexi Boyd, CEO of the Council of Small Business Organisations Australia (COSBOA) said: “Small business owners are some of the most resilient people in Australia, but economic headwinds have created an environment where they are exhausted, mentally and financially. One of the most underutilised and least understood aspects of running a resilient business is managing working capital. This latest research makes one thing clear: small business owners are acutely aware of the challenges they face and are calling out for support to take back control of their business today and into the future. There is such an important role for the wider business community and government to play in providing small businesses with the tools they need to excel.”  

Despite the significant mental health toll that working capital – or a lack thereof – is having on Australian SBOs, 72% remain optimistic about their business’s future. In fact, 23% agree that if they had access to more working capital, they would invest in themselves and their family. 

Sarah Davidson Holloway, start-up entrepreneur and media personality said: “The topic of money for any business owner can often be a stressful one, but there are ways that owners can set themselves up for success and ease some of the burden they carry home with them. For example:  

1. Seek financial advice from an expert who can share savvy ways to make money go further 
2. Take breaks away from the business to reset and gain a fresh perspective  
3. Invest in the right cash flow tools that exist to help small businesses succeed.” 

Leanne Faulkner, Founder of Fortitude at Work and small business mental health advocate said, “It’s important to understand the nuances of small business and the way this affects our personal wellbeing at work. We live and breathe our businesses and don’t shut off from everything. We know lots about creating a healthy workplace in large organisations, but it’s a mistake to think small business is simply a smaller version of a big company.  

How SBOs work, how we make decisions and how we thrive is different. Through these findings, SBOs say we do not work in a bubble, we rely on others in our business ecosystem to help support our ability to work well every day. Any support from big businesses to help empower our daily operations and potentially relieve some working capital stress is welcome, so we can be at our best and focus on growth.  

There is now more community support available for the small business sector and I’d encourage all SBOs to reach out and talk to someone if they’re feeling overwhelmed, regardless of the situation. There are many who want to help us.” 

For access to mental health support and resources for SBOs in particular, head to: 

• Beyond Blue New Access For Small Business Owners: https://www.beyondblue.org.au/get-support/newaccess/newaccess-for-small-business-owners 
• Small Business Debt Helpline: https://sbdh.org.au/ 
• Lifeline: https://www.lifeline.org.au/ 
• Ahead For Business: https://aheadforbusiness.org.au/ 

Talent shortage and hiring pressures are leading many companies to over-promote or over-compensate new hires, according to a survey released by RMIT Online today.   

The report, The Salary Trap, identifies almost half of Australian managers (46%) believe their companies had to overpay for new hires in the past year due to market competition and high expectations from candidates. A similar number (40%) also say those hired don’t have the skills or experience necessary for the new roles. 

The data also shows 35% of managers and a quarter of non-managers say the new hires have the highest salaries for their positions, which can cause internal friction.

“A tight job market means many companies are more open to fast-tracking careers or hiring professionals with fewer years of experience,” says Claire Hopkins, RMIT Online Interim CEO. 

“This is not necessarily a problem and can positively contribute to finding and promoting great talent. However, businesses must complement this with support and training to ensure new employees have what is needed to succeed.”

The CEO adds leaders have to understand the issue better not only to support new hires but also to avoid creating attrition within the current employees. 

“The talent shortage means retaining team members is critical. Companies must ensure they are actively putting strategies together to prioritise their employer value proposition – whether this be through remuneration, or providing on-the-job or formal training opportunities to help staff realise their potential.” 

The survey also identifies a third of managers (34%) who moved to a new company in the past year are concerned they don’t have the right skills. They are so worried that 37% are actively looking for another position just months into the new job.  

There are several reasons managers and employees are moving to new roles, even when feeling unprepared. 

The data indicates most unsatisfied workers (57%) don’t feel valued by their employers, and half of those (51%) believe they aren’t receiving adequate compensation for their current role or level of responsibility.  

Rising inflation is also contributing to increasing career moves. Over 85% of those surveyed say a  higher cost of living makes financial compensation more critical now than a year ago, increasing the likelihood of moving for a better paycheck. 

The research reveals over a third of workers changed jobs in the past year for better pay. Of those, 61% did so for less than $10,000 a year, and 28% for less than $5,000.  

The RMIT Online survey shows employees recognise they need training in areas such as data analytics, digital literacy and leadership.

To learn more, visit: online.rmit.edu.au/insights/2022-oct .

More Australians are now taking on a second job or side hustle to relieve cost of living pressures. But is the extra money worth the amount of time (and tax) it takes up? UNSW Business School experts explain. 

The Australian Bureau of Statistics (ABS) recently revealed that the number of Australians with multiple jobs has risen 8 per cent, to make extra money. This made up 6 per cent of all employed people – a massive 900,000 individuals across all industries in Australia. 

Dr Evgenia Dechter, a Senior Lecturer at the School of Economics, UNSW Business School is an expert in labour economics. She says this rise in people taking on second jobs is not surprising, with the pandemic opening several new opportunities for a lot of people who were looking to supplement or replace their job.

‘While we saw job transitions and business creations slowdown in 2020, it’s clearly been followed up by larger than average movements in 2022,” she explains.

Why are we seeing more second jobs in Australia right now?

Dr Dechter points out that people had more spare time to develop and implement their ideas during lockdown, while also experiencing an acceleration in adoption of technology.

“In this way, it is meant an increase not just in the number of secondary jobs but also in small business creation. In addition, household savings increased substantially during lockdowns due to precautionary savings and limited spending opportunities. This, and the very low interest rates on loans, could have provided a start-up capital to those with a good business idea.”

“The willingness to work a few extra hours is also increasing due to higher uncertainty and cost-of-living.”

But while rising cost-of-living and opportunities emerging from the pandemic might have led to the rise of Australians taking up second jobs, Associate Professor Dale Boccabella, an expert in personal taxation at the School of Accounting, Auditing and Taxation, UNSW Business School points out that working a second job is nothing new.

“But there may be more opportunities these days to do this, as well as more convenience on choice of times to work the second job,” he adds.

So, is a side hustle simply a no-brainer way to see money hitting your bank account and making your financial goals? Or is it more of a drain than a good way to combat the rising cost of living? Dr Dechter and Assoc. Prof. Boccabella explain what you need to consider as well as the tax and economic implications. 

Is having a side hustle a good idea?   

Improving your personal finance situation through a side hustle can be rewarding step to take, says Dr Dechter: “At different career stages, some people may find themselves not fully satisfied with their job or occupation and want to try something different,” she says.  

“Slow entry into another occupation, or becoming self-employed, while keeping the current job allows people to learn about new opportunities and new skill sets while minimising risk of income loss.”  

But before you rush out to start a part-time job, it is important to recognise that making your side hustle ideas a reality comes with challenges, as well as the extra income. 

“There is more risk associated with business, as well as start-up costs,” warns Dr Dechter. “But there are also higher potential profits in the future.” 

Assoc. Prof. Boccabella also advises that before taking on commitments beyond your primary full-time job, it’s also wise to think over if taking on the extra work will suit your lifestyle and existing commitments. 

“Consider the amount of money received from the second job, as well as the costs associated with doing it, which should include input of time,” he says. 

“You should also think about the value of the time you spend away from family and friends, and the effect of doing the second job on your primary job.” 

I want to be a side hustler. Does it mean I’ll pay more tax? 

While claims that a good side hustle isn’t worth it because of over-taxation are often made, Assoc. Prof. Boccabella says it’s one without much merit in Australia. 

“At the end of the year, all your assessable incomes are added together, and all your deductions are added together. This adds up to your taxable income,” he explains.  

“If you’re employed, your employer must withhold some part of the wages payable and send it to the Australian Tax Office (ATO) as a tax contribution, in anticipation of the worker having a tax liability for the year.” 

It’s a process that applies to your first, second or even third job – meaning that if the payments to the tax office (also known as Pay-As-You-Go Withholding, or PAYGW) add up to more than the tax liability (AKA what you’re supposed to pay to the ATO), the taxpayer gets the excess back as a refund.  

“You can even apply to have the PAYGWs lowered from your second job during the year, if you think that the amounts withheld are going to lead to an excess above your tax liability,” Assoc. Prof. Boccabella adds.  

“This means you don’t have to wait for the tax return to be lodged to get back the ‘excess tax’ contributed on money made from your side hustle income or second job.” 

The gig economy: what has its impact been on the rise of side hustle? 

Gig economy businesses that use the ‘independent contractor’ model, such as food delivery services Uber, Doordash and Lyft, or freelance platforms like Upwork or Airtasker, have given individuals a seemingly easy pathway to have a side job. 

“Gig economy gives examples of new business models and teaches consumers how to use and enjoy such services,” says Dr Dechter. “It opens the door to new businesses which can build on this knowledge.” 

But as pointed out by Assoc. Prof. Boccabella, the relationship between the worker and party wanting work done has been fractious in recent times, with heated legal debate on workers’ rights and employer obligations. 

“Quite different pay rates can arise depending on whether the relationship between the worker and the party they are doing work for is an employment relationship or an independent contractor relationship,” he explains. 

“For example, the payer may be under an obligation to make superannuation contributions for the worker.” 

A gig economy side hustle can hit some legal roadblocks 

Assoc. Prof. Boccabella adds that the Fair Work Commission, the Administrative Appeals Tribunal and the Courts are currently filled with cases dealing with the classification of the relationship between a worker and the party they are working for. 

“There have been a number of high-profile cases concerning the delivery rider situation,” he says. “A significant number of entitlements and payments obligations depend on the proper classification.” 

“When the relationship breaks down (for example, the party does not want the worker’s services anymore), the worker often seeks legal advice, and the advice often is that the worker may in fact have been an employee or a deemed employee under particular legislation (such as the superannuation contributions regime).” 

“It’s an area of the law that is very complex and at times it is very hard to predict how a tribunal or court will decide the case.” 

Does more Australians having a second job mean we’re becoming more similar to the US? 

According to the US Bureau of Labor Statistics, as of August 2022, 7,485,000 Americans have a second job. Commentators there have pointed to cost of living, inflation and a strong jobs market as some of the root causes.

When it comes to Australia, Dr Dechter points out that small low risk business or a second pay stream can deliver much needed extra income to a household. But she also adds that holding a second job might not be a good sign for the overall Australian economy. 

“In Australia, marginal tax rates increase more progressively than in the US, which implies that holding a second job is less profitable in Australia compared to there,” she explains. 

“This means that if we do observe more Australians taking more than one job and work more hours, it could suggest that the cost of living and economic insecurity have increased too much.” 

“But with Australia’s tax rate scale to become quite flatter for a large number of taxpayers in 2024 (due to a legislated 30% tax rate all the way from $45,000 to $200,000), the argument about lower profitability of a second job will weaken.”

Read the whole story at the UNSW Newsroom.

The country’s brightest and most ambitious Asian-Australians are being recognised in the 40 Under 40 Most Influential Asian-Australian Awards next week, while experts call out the negative impact of the ‘bamboo ceiling’ in Australia.

The Australian National University Centre for Asian-Australian Leadership founding director, Jieh-Yung Lo, says these awards have shined a light on the incredible leadership talent and potential of Asian-Australians – but there is still a long way to go.

“There is a lack of recognition of and focus on leveraging Asian-Australian talent. We need to call out and address the negative impacts created by the bamboo ceiling,” says Mr Lo.

“Nearly one in five people in Australia has an Asian cultural heritage, yet only about 3% of senior management positions are held by Asian-Australians.”

“The key barriers preventing Asian-Australian talent from reaching leadership roles within Australian organisations are cultural bias and stereotyping; westernised leadership models; lack of relationship capital such as access to mentors, sponsors and high-powered and influential networks, and the case for cultural diversity not understood within organisations and workplaces.”  

“A recurring concern expressed by many Asian-Australians is that they feel under constant pressure – more so than other non-Anglo or European Australians – to change their behaviour for the purpose of ‘fitting in’.”

“Asian-Australians have indicated from their personal and professional experiences significant levels of bias, discrimination and racism still existing against them in both work and non-work situations.”  

Research undertaken by Australian National University found 82% of surveyed Asian-Australians report they have experienced discrimination in Australia, which was the highest amongst all the self-identified ethnic groups in the study. 

Some 65% of the Asian-Australians reported being discriminated against in the workplace, while the most common setting for discrimination was at a shop or restaurant (71%). The survey showed that the most commonly barriers to Asian-Australians obtaining leadership positions in business, professional and other organisational roles cited by Asian-Australians themselves were ‘stereotypes associated with the group’ (42%) and discrimination (44%).  

40 Under 40 Most Influential Asian-Australian Awards applicants are judged across the fields of arts and culture, community and advocacy, corporate, education, entrepreneurship, legal and professions, media, public sector, science and medicine, and sport. This year’s winners include:

• Overall winner: Western Sydney Vietnamese-Australian lawyer Tu Le, last year went for ALP preselection in the safe seat of Fowler, a largely Vietnamese and culturally diverse electorate, against Kristina Keneally. Tu’s parents were separated for almost a decade after her father spent years in Australia learning and educating himself, before sponsoring his family and bringing them here. She has also facilitated a program for men from minority communities and advocated against the exploitation of temporary visa and migrant workers.

•  Science and medicine winner: Associate Professor Rona Chandrawati moved to Australia after completing high school in Indonesia. She faced the hardship of transitioning into a new culture and learning a new language, but has gone on to become Australia’s leading researcher in colorimetric food sensory technology, with her patented colour sensors attached to food packaging to help prevent spoilage. This is critical considering 7.6 million tonnes of food is lost or wasted every year in Australia alone, even worse with 70% of this food being perfectly edible and one in six Australian adults not having enough to eat in the last year, according to the not for profit organisation, Foodbank.

• Entrepreneurship winner: Leading property and construction professional, and the granddaughter of Hong Kong social housing residents, Belinda Bentley is co-founder and director of independent property investment and advisory group 9Springs. She is also the Australian representative to the ULI Asia Pacific Housing Council; a best practice think tank focused on alternative housing methods and housing affordability. Her contribution to the community has seen her play a key role at a mental health organisation, become a guest lecturer and tutor to students at the University of Technology and mentor others to help grow their businesses.

• Arts and culture winner: The youngest daughter of immigrant parents from Hong Kong and Malaysia, Michelle Law’s latest play, ‘Top Coast’, was commissioned by the Sydney Theatre Company and premiered in July-August. Her latest comedy explores race, representation, privilege and taking woke culture to task. She is also the playwright and creator of Belvoir’s ‘Single Asian Female’ and SBS’s ‘Homecoming Queens’. 

• Under 25 rising star: Angelina Inthavong who has a Cambodian, Lao, Vietnamese and Chinese background and comes from a single income house already has a formidable career in youth politics championing ‘period poverty’ and mental health issues. As a member of the Queensland Youth Parliament, she championed a bill which was passed in May, that all state schools in QLD would provide menstrual products.

Of the awards, Asialink CEO Martine Letts says: “An Asia-capable and connected Australia is fundamental to Australia’s future. The 40 under 40 Awards are unique as they highlight for the first time the key contribution talented Asian-Australians make in all productive sectors of our community – in the arts, research and education, media, sport, business and public life.”

Philanthropic patron and Executive Wealth Circle chair Susan Gin, adds: “I am delighted to be supporting this unique initiative which recognises the extraordinary contributions talented Asian-Australian leaders are making to the Australian community.”

The 40 Under 40 Most Influential Asian-Australian Awards, now in its fourth year, is an initiative of the Australian National University Centre for Asian-Australian Leadership, Asialink at the University of Melbourne and Johnson Partners.  

The full list of the 40 awardees will be announced at a gala dinner in Sydney on October 4. 

Swann, a leader in Do-It-Yourself security products for over thirty five years, has launched the new AllSecure650 ™ 2K Wireless Security Kits in Australia, adding to its award-winning product line-up of smart home and business security solutions. The launch of Swann’s first Wi-Fi NVR camera systems with 100% wire-free long-life rechargeable battery cameras, represents a revolution in adaptable yet simple security monitoring and recording, providing seamless 24/7 security for everyday home consumers. 

Leading battery power & swap-ability for 24/7 security

The AllSecure650™ Security Kit contains up to four wire-free cameras with secure mounts, blending the reliability of a wired setup and ease of wireless, setting up in minutes not hours, to make for the perfect hybrid CCTV system. 

It also comes with a powerful Wi-Fi NVR Power Hub, which can store up to two years of footage to its local 1TB hard drive and backup clips to the cloud. There’s a charging bay at the rear of the power hub for easy recharging and a spare battery is included so that you can always have a charged battery ready to swap in and out. So, unlike other wireless systems, there’s never any security down time while waiting for a camera to charge.

Not only that, but the spare battery in the Power Hub can act as a UPS (Uninterruptible Power Supply) providing an additional 5 hours of power to the hub in the event of a power outage. The Power Hub also stitches video activity clips together for fast and easy playback.

HD Video and motion detectors for extra clarity and confidence

Swann continues to provide security cameras with high-definition video quality as shown with the AllSecure650™ wire-free cameras. The wire-free camera features include 105° wide viewing angle with 2K Quad HD resolution, True Detect™ heat & motion detection, sensor spotlights & sirens, person detection,  2-way audio, loud sirens, and powerful night vision up to 30m and Night2Day™ colour night vision up to 10m. IP66 weatherproof design rating on the cameras also makes the kit a durable option for users looking for a flexible in/out home security package all year round.

The Swann Security app sends smart notifications to users’ smartphones when True Detect™ senses heat from large objects like people and cars, for more reliable monitoring and fewer false alarms. The app features a digital zoom, allowing users to see footage such as number plates and faces in more clarity.

Accessible and connected playback for all users

The AllSecure650 Security Kit cameras are SwannNet™ enabled to ensure the strongest available Wi-Fi connection for each camera from the Wi-Fi NVR or internet router. Users can watch live or playback video on their smartphone, from anywhere in the world with the Swann Security App.

Swann users can also view any of the cameras on their smart TV, and speak to see hands-free via Hey Google and Alexa devices. For users looking for an offline option, footage is also accessible locally on TV or monitor via HDMI cable and can record video without the need for the internet. The AllSecure650 system is a perfect addition to your existing Swann devices making your perfect security ecosystem even better. 

“We’re extremely proud to launch the AllSecure650™ 2K Wireless Security Kit, a revolutionary step in seamless, reliable, 24/7 security for Australia,” says Mike Lucas, CEO of Swann Security. “By blending the technologies of the secure NVR security systems with the convenience of our Wi-Fi systems, this makes the AllSecure650™ 2K Wireless Security Kit a fantastic option for users looking for peace of mind, security with a camera that delivers smart features and a reliable and seamless security set up for their home.”

AllSecure650 Pricing and Availability:

The Swann AllSecure650™ 2K Wireless Security Kit is available for purchase exclusively on Swann.com and at leading retailers such as Harvey Norman, JB Hi-Fi, The Good Guys and Amazon. The 3-camera unit retails at $949.95 AUD and the 4-camera unit retails at $1,099.95 AUD.

Allowing users to take home printing to the next level, leading printer manufacturer Brother International Australia has today announced the launch of the INKvestment Smart Home range.

Combining high-quality printing with innovative mobile technology, affordability, and exceptional value, the two new inkjet printers are the perfect fit for any home office.

With the rising cost of living, Australian households are more cost-conscious than ever, especially those working from home. To keep operating costs to a minimum, the DCP-J1200W XL comes with up to two years of ink in-box1, and the DCP-J1200W with up to one year of ink in-box1, providing customers with premium ink and exceptional value.

Pricing for the range also starts at just $199 for the DCP-J1200W, providing a feature-rich printing solution without breaking the bank.

Designed for the modern home office, both printers in the new range offer a compact form to easily fit into any workspace. The INKvestment Smart Home range also provides the flexibility required for hybrid work utilising Brother’s user-friendly Mobile Connect App. With the entire printing experience driven from the app, you can print from anywhere at any time, store and retrieve scanned documents, and monitor ink usage from your phone.

Users can also stay productive with print speeds of up to 16ppm and a paper tray with a capacity of up to 150 sheets to print more copies, quicker, and without interruption. Free product support for the lifetime of the product also helps users be confident that Brother will remain at your side.

On the new range, Stephanie Halbisch, Marketing Specialist at Brother International Australia, said: “We are extremely excited to release the INKvestment Smart Home range given the rate at which our day-to-day lives have changed over the past year.

“Flexible working arrangements mean that the need to have access to quick, reliable print technology has never been higher. These innovative machines and the Brother Mobile Connect App have been designed to meet this need, making printing, and scanning quick and easy. Affordable to run and simple to manage, these printers will easily fit into the lifestyle of our customers.”
 

Key features of the Brother INKvestment Smart Home range include:

Upfront affordability and low operating costs: The INKvestment Smart Home range gives you the best of both worlds – affordability and exceptional value! The high-yield ink cartridges supplied in-box means you don’t have to worry about replacing ink cartridges for up to 2 years¹, delivering uninterrupted printing so you can focus on what’s important.

• Simple to use with your smart device: The power of printing is now at your fingertips with Brother’s latest app. The Brother Mobile Connect App allows you to manage your printing and scanning more effectively, superseding the need for a touchscreen.

• The perfect fit for home printing: With print speeds up to 16ppm, easy wireless connectivity options and AirPrint² compatibility, printing and scanning is convenient and simple – anyone can use it!

• No mess, no fuss INKvestment Technology: Unlike other tank systems, there is no need to stop and refill your ink tanks, which can be a fiddly and messy process. Let our INKvestment cartridges do the work for you!

• Print with confidence using the Page Gauge: Keep tabs on your ink usage with the Page Gauge feature on the Brother Mobile Connect App. The app gives you a visual and numeric representation of the ink you’re using, so you’ll always know in advance when it’s time to replace your cartridges.

• Sleek and modern design: Sleek, compact design means that both printers in the range can fit easily into any home or workspace – and look good too!

 
INKvestment product overview:

DCP-J1200W
Available: October 2022
RRP: $199
Retailers: Exclusive to Officeworks
Product features:

• Up to 1 year of ink in-box¹ (BK: Up to 1,500 pages, C/M/Y: Up to 1,400 pages)
• Print speeds up to 16ppm black and 9ppm in colour
• Up to 150-sheet paper capacity
• A4 print, scan and copy
• Use the Mobile Connect App to manage your printer more effectively and customise its functionality
• Monitor ink usage with Page Gauge
• Wireless, Wi-Fi Direct^®, AirPrint² and USB connectivity

 
DCP-J1200W XL
Available: October 2022
RRP: $329
Retailers: Harvey Norman, Joyce Mayne, Domayne, Amazon
Product features:

• Up to 2 years of ink in-box¹ (BK: Up to 2,500 pages, C/M/Y: Up to 2,000 pages)
• Print speeds up to 16ppm black and 9ppm in colour
• Up to 150-sheet paper capacity
• A4 print, scan and copy
• Use the Mobile Connect App to manage your printer more effectively and customise its functionality
• Monitor ink usage with Page Gauge
• Wireless, Wi-Fi Direct^®, AirPrint² and USB connectivity