1 in 2 consider starting a small business

As the cost-of-living crisis persists, more than half (55%) of Australians are considering starting a small business in the next five years, driven by younger generations. Specifically, 38 per cent would start a side hustle, and 17 per cent would start a small business for their sole income. Overall, 68 per cent are motivated to top up their income. 

Over the last 12 months, Australian Living Cost Indexes (LCIs) rose 3.7-6.2 per cent, with food, housing and insurances being the main contributors1. Half (51%) of people already receiving income support are now skipping meals due to increased prices while a staggering 71 per cent are cutting back on meat, fruit and vegetables2

To find out whether Australians would consider starting a new business – even if it was a less serious side hustle – to generate extra income, business loan comparison platform Small Business Loans Australia commissioned a survey of an independent, nationally representative panel of 1005 Australians.  

Small business Loans Australia found that the younger the age group the more likely they are to start a small business for their main income in the next five years or a side hustle to complement their income. Half (51%) of under-25s would start a side hustle, closely followed by 49 per cent of 35-44-year-olds. 

The findings come as financial stress and economic anxiety impact Australians as young as 15-19 years old at triple the rate (31%) of previous years3. In the workforce, Australians spent an additional 24 million hours a month working than they did 12 months ago4.  

Small Business Loans Australia investigated the motivations among respondents, offering them seven reasons for starting a small business: better income, desire for more control and independence over their career growth, work-life balance, opportunity to fill a market gap, to create work they enjoy, opportunity for creativity, and to leave toxic work cultures or bosses. 

Few respondents were driven by market opportunities or filling service gaps (at 19%). Instead, 68 per cent of respondents are motivated to improve their income, followed by 56 per cent who are looking to enjoy their work. Achieving work-life balance motivated 48 per cent, while 37 per cent are seeking career control and creativity. Only 14 per cent aimed to leave a toxic work environment. 

The desire for better income is driven by 25-44-year-olds, who are more likely to have mortgages and families: three quarters (74%) of respondents aged 35-44 chose this reason, followed by 72 per cent of those aged 25-34.  

The desire for more independence and control over careers was important to Aussies starting out in the workforce. An equal 44 per cent of 18-24-year-olds and 25-34-year-olds valued this compared to just 24 per cent of people aged 55-64, who are more likely to be at the height of their career or nearing retirement.  

Alon Rajic, Founder and Managing Director of Small Business Loans Australia, says: “Overwhelmingly, Australia’s high cost of living is driving the motivation behind a desire for an additional income. With financial pressures mounting and no sign of easing, people realise they need to be find ways to meet their living expenses.  

“Small businesses enable them to earn more in the hours available around their main job. There is a certain amount of freedom and flexibility in small business, and that’s essential when you are starting something new and working around other employment.” The full SBLA study can be found here: https://smallbusinessloansaustralia.com/factors-driving-small-business-start-ups-in-australia/

Holiday Shopping Starts Earlier

Australians stuck in a prolonged cost-of-living crunch are starting their festive shopping increasingly early. New research from Shopify has revealed that most plan to finalise their holiday shopping lists by October (53%) and do the bulk of their shopping by November (58%). This trend is more pronounced for Australians with children living at home, with 70% finalising lists by October and 68% having done the bulk of their shopping by the end of November. 

Shopify surveyed 2,000 Australian consumers ahead of this year’s Black Friday-Cyber Monday (BFCM) sales, which once again projects to be a frenzy for consumers and retailers alike. Almost half (49%) of Australian consumers intend to do the majority of their holiday shopping that weekend (29 November to 2 December). 

The majority of Australians (56%) plan to set a “clear” spending budget, however 36% of Australians say they usually exceed their festive shopping budget. 

The biggest spenders this year project to be people that “cherish” the festive shopping season, comprising 9% of respondents. In second place are people with children living at home, who project to spend more than 2x as much as those with no kids or with kids that live out of home. It wouldn’t be a festive season without a grinch, a small minority of Aussies (10%) who “can’t stand” the holiday season and project to be the lowest spenders. 

“The ongoing hit to discretionary spending means consumers are being extremely strategic with their dollars, a reality reflected both at the till and in Shopify’s data,” said Paul Zahra, chief executive officer at the Australian Retailers Association. “Many discretionary retailers make the majority of their profits during the festive shopping season, but this evolution in consumer habits means they need to adapt how and when they prepare for an earlier gift purchasing period, accommodating customers who are searching for the best deals much earlier.”

Communicating deals to customers earlier helps retailers reach busy shoppers. While 39% of Australians have signed up to brand updates to get the best deals this BFCM, this flips to a majority for those looking to spend more than $430 (65%), young people 25-34 (57%), and parents with kids living at home (56%). 

“Merchants need to strategise around a longer sales season, as consumer behaviour shifts towards conscientious planning and away from spontaneity,” said Shaun Broughton, managing director JAPAC at Shopify. “We’ve observed that Australians planning to do the majority of their shopping online tend to start the process earlier than those planning to do it in store. Understanding when certain types of consumers will be planning and shopping can help retailers decide how to best communicate with their customers, manage operations and plan merchandising to maximise the festive shopping opportunity.” 

Key findings from Shopify’s latest research also reveal:

Value for money along with a personal touch is key for Australian shoppers: 

  • Nearly a third (31%) of Australian shoppers are exclusively shopping for items at a reduced price or with a discount code. But in the vein of mindful shopping, a personal touch is also important, with 26% going to friends and family for authentic recommendations. 

Many are satisfied with deals, but buyers remorse hits one in five:  

  • Sales and offers are highly valued, with 45% feeling satisfied with their ability to take advantage of deals, and 27% feeling they can buy higher quality items thanks to sales.
  • However, a  quarter (24%) experience the January buyer’s remorse, feeling surprised by how much they’ve spent when they add it all up. What’s more, 16% find the start of the year harder due to their spending, while 14% decide ignorance is bliss – they don’t even look as they’d rather not know. A minority of 6% return or sell items they received or purchased to make some money back.

Hybrid shopping experiences are vital, according to consumers

  • A hybrid approach to shopping is popular, with 63% buying small things online but going into stores for larger purchases. With 66% also searching for items online and then going in-store to get them, it demonstrates the need for Australian businesses to ensure a unified and consistent offering across commerce channels.
  • Almost two in five (38%) consumers plan to evenly split their shopping online and offline, further creating a demand for unified commerce. Meanwhile 23% plan to do the bulk of their spending online, while 31% expect to do so in-store, rising to 37% of spontaneous purchasers – suggesting that brick-and-mortar merchants could benefit from offering in-store deals to this group.

Shoppers want practical technology-enabled experiences like price comparison tools, free returns and real-time tracking 

  • When it comes to features and technology, shoppers said they’d be most interested in practical tools that can help them save money or time – with price comparisons the most used over the last twelve months at 36%. This is followed by mobile apps at 27% and real-time order tracking at 25%. 
  • Fewer shoppers say they’re using innovative or emerging features like chatbots (6%), spatial commerce (5%), or virtual or augmented reality (5%), though this rises significantly among the youngest generation (18-24), at 13%, 11%, and 14% respectively using each of these tools. 

Family members far outpace celebrities when it comes to festive influence 

  • When it comes to festive holiday shopping, families hold the most sway over shoppers, with 46% of Australians saying they are one of the top three ways decisions are made – significantly more than celebrities or influencers at 7%. 
  • Meanwhile, people’s mood at the time of shopping plays a key role for one in three people (35%) as well as friends (35%) – more so than partners (25%).The role of different influences correlates with interest in the shopping seasons itself – those who cherish the holiday shopping experience note more influences like the above on their decision, while 52% of those who can’t stand it claim nothing influences them. 

Together in Travel to empower Small Business

The World Travel & Tourism Council (WTTC) launched ‘Together in Travel’ at its 2024 Global Summit in Perth, Western Australia today, a unique initiative aimed at providing support and resources to small and medium enterprises (SMEs) within the global Travel & Tourism sector. 

The ‘Together in Travel’ platform is designed to provide SMEs with the tools and resources they need to accelerate their business growth and ensure their voices are heard on a global scale. 

Through a dynamic and free-to-subscribe platform, Subscribers will have access to a wealth of content, networking opportunities, and educational programmes. 

Next year, the initiative will also introduce additional paid subscriber options, offering enhanced features and benefits to further support SMEs in their journey towards success.

Speaking at the global tourism body’s 24th Global Summit in Perth, Western Australia, Julia Simpson, WTTC President & CEO said: “SMEs are a cornerstone of Travel & Tourism with millions of small enterprises providing services to customers, creating innovative start-ups and providing local knowledge to larger partners. 

For the first time ever, these SMEs can join a community to share ideas and tools to strengthen their businesses. 

The global tourism body is projecting a record-breaking year for Travel & Tourism in 2024, with the sector’s global economic contribution set to reach an all-time high of $11.1 trillion.

The sector also plays a crucial role in fostering entrepreneurship and bringing new ideas to Travel & Tourism. Some of today’s great companies began as ideas ‘at the kitchen table’. Some data suggests up to 80% of the sector comprises SMEs. This figure highlights the prevalence of SMEs in the sector and the growing need for a structured support system that can optimise productivity and impact.   

Matthew Upchurch, Vice Chair of Membership at WTTC and Chairman & CEO of Virtuoso, said: “The launch of the ‘Together in Travel’ community marks a significant milestone for WTTC in its mission to advocate for the interests of SMEs within the travel industry and drive positive change through meaningful engagement and support. 

“As the travel sector continues to navigate the challenges brought about by the global pandemic, initiatives like this are essential in building a more resilient and sustainable future for all stakeholders involved.”

Ryan Mossny, Co-Founder – Matagarup Zip+Climb, said “As a small business, accessing the vital resources and industry connections needed to thrive in the travel sector can be challenging. WTTC’s new initiative has come at a perfect time; through tailored support, we will be able to directly tackle our problem areas head-on, allowing us not only to survive but to thrive in an increasingly competitive market.”

As the leading global authority on the economic and social impact of Travel & Tourism, WTTC is committed to promoting sustainable growth and inclusive practices within the sector.

For more information about the community launch, visit Together in Travel www.togetherintravel.com WTTC www.wttc.org.

SMBs offer double workplace flexibility

Australian small businesses are leading the charge in providing workplace flexibility, according to new global research from Remote, a leading global HR platform for distributed companies. 

With 69% of Australian businesses experiencing increased demand for flexible work options among employees in the last six months, the survey reveals how important flexibility is becoming to Australian talent. More than half (60%) of hiring leaders say their employers have lost employees to organisations who are less tied to traditional office hours and locations in the last six months.

The Global Workforce Report, which is based on an international survey with more than 4,000 business leaders of companies across 10 countries including 506 leaders from Australia, delivers a positive view of the current state of global companies. More than three-quarters (76%) of Australian businesses report having seen their workforce numbers swell over the past year, which is higher than the global average (73%). Other counties with notable growth include Germany (86%), the UK (81%), and the USA (72%).

SMBs writing the playbook on remote work

In Australia, flexible working hours and remote work are offered by 39% and 32% of businesses respectively. However, small businesses and small-medium enterprises are significantly more likely to offer these perks. 

Most businesses with 1-9 employees (83%) and 10-49 employees (72%) offer flexible working hours, in comparison to only 41% of businesses with 250-499 employees and 53% of businesses with 50-100 employees. Similarly, remote work is currently offered at 69% of businesses with 49 employees or less, and less than a third of businesses with 250-499 employees (27%) and 500-1,000 employees (33%). 

Workplace flexibility drives productivity and company performance

Global workforces are growing quickly, and it is not just people’s desire for better life-work balance driving this growth. Companies are increasingly reaping the business benefits of flexible working models, including expanding their hiring options. The research found that, in Australia, an increase in productivity (40%) and improved business performance (29%) were two primary benefits that respondents attributed to operating remotely. This stands in contrast to the view of some high-profile organisations, who have introduced RTO (Return to Office) practices citing productivity as a reason for their move.

When asked about the impact remote working has on employees, 35% of companies said it increased employee satisfaction and 28% highlighted remote work as being crucial to an enhanced life-work balance for employees. 

Finding candidates with the right skills is a challenge all companies face alike, with about a third of Australian businesses (31%) citing this as their biggest hiring challenge. Remote companies are leaning more towards hiring freelancers, with 48% looking for freelance or contractor talent in the last year as their workforce grew, in comparison to only 40% of office-based businesses. 

The report also found that companies with mainly or fully remote workforces faced a range of challenges including:

  • Managing compliance issues with international labour laws (74%)
  • Managing remote teams (78%)
  • Increased costs associated with remote technology implementation (75%)
  • Assessing cultural fit of remote candidates (77%)
  • Receiving AI-generated resumes with false information (77%)

However, this stands in contrast to the majority (82%) who were able to reduce office space due to implementing remote or hybrid models successfully. 

“We have only just begun writing the playbook on remote work and will need to work together to identify and tackle these challenges,” explains Job van der Voort, CEO and co-founder at Remote. “This data echoes what we hear from many of our customers – the benefits of flexible and remote work far exceed the challenges. We believe that distributed work is paving the way to a more successful, balanced and fair business world and are committed to helping other companies in adopting flexible work and attract great talent from everywhere.”

Adobe Elements 2025 – What’s new

Adobe has for years owned the photo and video editing software crown but for small business justifying the cost of the full packages is prohibitive. Assuming that you are not a professional in the photography field then the Adobe Elements 2025 package may just be to solution to bring your small business imagery to life. Priced at $220 for a 3 year license for both a photo editing and video editing package this is great value.

Adobe continue to add new AI features to make editing and creating amazing photos and videos easy for anyone. 

With the latest releases, you can explore new ways to combine pics and remove objects, create depth, and easily change colors in your photos or discover new text styling and color grading options for your videos. Share your favorites in popular Reels, collages and slideshows. Organise it all with automated features and use the web and mobile companion apps (beta) to create wherever you are. 

See what’s new in Adobe Elements 2025 below: 

Adobe Photoshop Elements 2025 

Simply brush to remove objects. 

Make anything disappear in seconds with the new AI-powered Remove tool and the Object Removal Guided Edit. 

Add realistic depth of field with precise control. 

Choose your focal point and the new AI-powered Depth Blur filter automatically adds blur just where it’s needed. Then adjust details like blur strength, focal distance, and focal range for the perfect look. 

Change the color of any object. 

Just use the automatic selection tools to choose what you want to change, pick your new color, and refine to suit your style. 

Seamlessly combine multiple pics. 

Blend the subject from one, the background from another, and elements from many more to create a never-before-seen image with the new Combine Photos Guided Edit. 

Create motion effects with four new Quick Actions. 

With just one click, create a sense of camera motion or add animated sparkles, a blinking heart, or an animated frame. 

Create with modern textures and graphics. 

Add a designer’s touch with new textured photo backgrounds and embellish creations, social images, and more with fun graphics. 

Grow your skills along the way with Guided Edits 

Make simple adjustments, custom creations, or eye-catching effects with 59 step-by-step Guided Edits in Photoshop Elements 2025. 

Apple M3 chip support. 

With full support for the new Apple M3 systems, you’ll enjoy faster performance on Mac computers. 

Adobe Premiere Elements 2025 

Create dynamic titles with more text controls. 

Choose from new eye-catching templates, and style your text to match your story with new controls for alignment, size, direction, color, spacing, and more. 

Get your colors just right. 

Ensure that clouds, snow, and other white details look truly white using the new White Balance tool, and make precise color and brightness adjustments to your whole scene or specific areas using new color correction Curves. 

Adjust footage color with LUTs. 

Create a new mood or aesthetic by automatically transforming your color scheme with these presets or import and apply your own. 

Edit faster with a simplified Timeline. 

See video tracks grouped together, and audio tracks grouped together for easier navigation, find the editing options you use most in the new Quick Tools menu, lock individual tracks to prevent accidental changes, and more. 

Access free Adobe Stock title templates. 

Choose from lots of free, professionally designed templates thanks to new Adobe Stock integration right inside Premiere Elements. 

Easily build your skills with a redesigned Guided Edit experience 

Choose from one of many Guided Edits for your videos, and then just follow along to make quick fixes or add creative effects, smooth transitions, or eye-catching animations. 

Apple M3 chip support. 

With full support for the new Apple M3 systems, you’ll enjoy faster performance on Mac computers. 

Web and Mobile Companion Apps (beta) 

Add creative flair to photos in the web companion app 

Add overlays that move or frame your subject to create depth. Change backgrounds automatically, enhance with patterns, adjust your photos’ looks, and more. Make collages and slideshows. Access and view your edited Elements photos and videos from any browser and share the way you like. 

Do one-click photo fixes and more in the mobile companion app 

Add fun pattern overlays, and use sliders to adjust light, color, and effects. Crop, straighten, remove backgrounds, improve tone, and more with one-click Quick Actions. Plus, bring in pics from a wide range of files and folders on your phone, and view creations from Elements Web. 

Auto-sync your photos and videos to enjoy them anywhere 

Sync across the Elements Organiser and the web and mobile companion apps making it easy to access your mobile media on all of your devices. 

Note — The Web and Mobile companion apps are available in English, French, German and Japanese. 

Rewarding Business Gold Card  

Owners of small and medium businesses experiencing growth in their organisations can now apply for the American Express Business Gold Plus Card, designed to support their everyday business needs, while providing access to richer rewards for spending in categories they frequently use, such as marketing, accounting and technology services.  

The American Express Business Gold Plus Card features embedded benefits with five major providers, delivering up to $550 worth of annual credits each year for spending with Xero, Google Ads, Meta, Amazon Web Services and Delli.  

Card Members also have the ability to earn accelerated Membership Rewardsii points on spending for activitiesiii, including: 

  • 3x points earned per $1 spend at Xero, Google Ads, Meta, Amazon Web Services and Dell; 
  • 2 x points earned per $1 spend on AccessLine®iv
  • 1.5x points earned per $1 on everyday spend; and 
  • 1x point earned per $1 spend on Government, including the ATO. 

Kiely Potter, Vice President of Commercial Account Development and Client Onboarding at American Express, said, “The American Express Business Gold Plus Card is designed to help small and medium-sized business owners make big plans for growth whilst managing their cashflow.   

“The accelerated earn rate for Membership Rewards points in categories where these Card Members regularly make business purchases will enable their everyday business spending to go further, and our cashflow management features embedded in the Card give them the financial flexibility they need.”   

The American Express Business Gold Plus Card includes features that help support business owners’ cash flow-management needs, such as no preset spending limitv, Flexible Payment Optionvi, and up to 55 days to pay for purchases. It also comes with the ability to make payments to virtually any supplier in Australia even if they don’t accept Card payments with AccessLine®, a payment portal allowing approved Card Members to use their American Express Card to pay directly into their supplier’s bank account. 

The Card is forged from sleek metal and comes with an option of two complimentary employee cards, giving more opportunities to earn Membership Rewards from business spending. It also comes with premium travel benefits including 11 airline rewards partners, hotels and car rental offers, and complimentary travel insurance.  

The American Express Business Gold Plus Card has an annual fee of $395. 

The Business Gold Plus Card reaffirms Amex’s commitment to backing Australian small businesses. The new Card enables business growth by providing tangible business benefits and rich value, underpinned by the trust, security and service that comes with American Express. 

For more information visit https://www.americanexpress.com/en-au/credit-cards/business-gold-plus-card/ 

AI-Powered Aquila Pro M60 AX6000 Wi-Fi 6 Mesh Systems 

On the back of the recently launched AQUILA PRO AI M30 AX3000 Dual-Band Wi-Fi 6 Mesh Systems, D-Link ANZ has expanded the Aquila Pro range with its new AQUILA PRO AI M60 AX6000 Dual-Band Wi-Fi 6 Mesh Systems. These high-performance Mesh Systems, available as a Single / Add-on Unit, a 2-Pack and a 3-Pack, continue the engineering focus on addressing the three most common pain points of Wi-Fi users: coverage, speed, and usability, but to the next level. Featuring built-in AI technology, the AQUILA PRO M60 AX6000 Wi-Fi 6 Mesh Systems are set to continue the revolution of the home networking experience. 

Drawing inspiration from M30 and the Aquila constellation (Latin for eagle), the M60’s design concept continues the unique evolution of traditional router design. The AQUILA PRO AI M60 boasts an elegant, wall-mountable design to seamlessly blend with any decor and its five upgraded internal antennas provide even wider, more spherical coverage, making the M60 the ideal centrepiece for every connected home.  

The D-Link AQUILA PRO AI M60 Wi-Fi 6 3-Pack Mesh System 

As part of “D-Link Green”, D-Link’s long-running environmental initiative, the AQUILA PRO AI M60 also closely adheres to green design principles. The chassis is made from post-consumer recycled (PCR) material, promoting environmental sustainability. The packaging uses 99% natural plant-based Mineral Oil Free (MOF) ink and the gift box design reduces printing ink usage by over 55%. The M60 also leverages the Wi-Fi 6 Target Wake Time (TWT) feature to reduce power consumption and offers a health mode that automatically turns the router into an ultra-low power standby mode during the night ensuring energy efficiency. 

Compatible with Amazon Alexa and Google Assistant voice control, users can effortlessly manage their smart home. The AQUILA PRO AI M60 masterfully combines aesthetics and functionality, providing a hassle-free Wi-Fi solution that delivers seamless connectivity, lightning-fast speeds, and high levels of usability across your home network. 

The D-Link AQUILA PRO AI M60 Wi-Fi 6 2-Pack Mesh System 

The AQUILA PRO AI M60 AX6000 Wi-Fi Mesh Systems use a special antenna array designed to extend a stronger Wi-Fi signal, boosting spherical coverage and eliminating dead zones. The Single / Add-On M60 provides coverage up to 280 square metres, whilst the 2-Pack M60 Wi-Fi- Mesh System covers a home up to 510 square metres, and the 3-Pack M60 AX6000 Wi-Fi Mesh System covers a simply enormous 740 square metres, delivering seamless Wi-Fi connectivity for more devices throughout even the largest of homes. 

Powered by Wi-Fi 6 technology, the AQUILA PRO AI M60 delivers extreme speeds of up to 6Gbps, supporting 160MHz bandwidth, along with a 2.5G Internet WAN port and four Gigabit LAN ports supporting wired devices such as smart TVs, gaming consoles, and PCs. As a result, the M60 ensures ultra-fast Wi-Fi or Wired connections, even when the entire family is online. 
 
The AQUILA PRO AI M60 employs innovative AI technology, including an AI Wi-Fi Optimiser, AI Mesh Optimiser and AI Traffic Optimiser to ensure superior Wi-Fi performance for all your devices. The AI Wi-Fi Optimiser selects the optimal channel for each connected device, minimising interference, whilst the AI Mesh Optimiser provides fast and reliable network coverage using auto path selection and self-healing capabilities. AI Traffic Optimiser guarantees uninterrupted 4K/8K video streaming and video calling with AI-based QoS technology, ensuring a seamless and uninterrupted experience.  

The AQUILA PRO AI M60 complies with the latest WPA3 encryption and IEC 62443-4-1 standards, safeguarding your network against unauthorised access. It also offers parental controls and separate guest networks to ensure the security of all home Wi-Fi devices. 
 

AQUILA PRO AI M60 Mesh Systems are designed to enable you to effortlessly set up your Wi-Fi network and manage it with the intuitive AQUILA PRO AI App. The AI Assistant monitors network performance and provides weekly reports, even when you are away from home, making it a hassle-free and convenient experience. 

M60 AX6000 Wi-Fi 6 Mesh Systems key features 

• Eco-friendly Design: With a housing made from post-consumer recycled materials and delivered in sustainable packaging, the M60 was designed to reduce its environmental impact 

• Refined Aesthetics: Boasting an eagle-inspired form and a unique feather-patterned ventilation design, the M60 seamlessly complements any home décor 

• Rapid Connectivity: Revel in speeds up to 6Gbps with an extra antenna on the faster 5GHz band, assuring seamless video streaming, video conferencing, and smooth gaming 

• Uninterrupted Wi-Fi Everywhere: Enjoy robust 360° spherical coverage courtesy of a sophisticated antenna design and advanced AI technology, ensuring fast and consistent Wi-Fi in every corner of your home 

• Scale-as-you-need Mesh: Futureproof your network and easily expand your coverage by adding more AQUILA PRO AI devices to create a whole home Mesh network 

• Ultra-Fast Gigabit Wired Connections: 1 × 2.5G WAN port plus 4 × Gigabit LAN ports allow you to make fast and reliable connections to wired devices like smart TVs, gaming PCs and more 

• Help Protect Your Home Network: Help keep your family safer online with our premium home network security features like Advanced Parental Controls, ETSI EN 303 645 cybersecurity certification and WPA3 encryption 

• Simplified Setup and Management: The intuitive AQUILA PRO AI app helps guide you through setup and monitors your network to help you keep it running at peak performance. 

The AQUILA PRO AI M60 AX6000 Wi-Fi Mesh Systems are available in Australia now from www.dlink.com.au as either a Single / Add-on Unit (RRP $329.95), a 2-Pack (RRP AUD$579.95) or as a 3-Pack (RRP AUD$799.95) and from all authorised D-Link partners and retailers. 

Galaxy Tab S10 is Samsung’s AI-Ready Tablet 

Samsung Electronics Co., Ltd. has unveiled the Galaxy Tab S10 Ultra and Galaxy Tab S10+, Samsung’s first tablets purposefully built for AI1. The premium hardware includes 14.6-inch and 12.4-inch Dynamic AMOLED 2X displays2 — the ideal canvas for the intuitive S Pen bundled with both models.  

Performance upgrades for the Galaxy Tab S10 Ultra include an 18% increase in CPU, 28% increase in GPU, and 14% increase in NPU compared to the Galaxy Tab S9 Ultra and Galaxy Tab S9+ models3

This improved processing power enables faster and more responsive AI features, which are now easily accessible with written prompts using the new Galaxy AI Key4 on the Book Cover Keyboards5 to customise AI assistant. Cutting-edge software includes features such as Note Assist and Drawing Assist, optimized for the tablet form factor. The Galaxy Tab S10 series also acts as a home AI device, with a 3D Map View6 that gives a visual overview of the home and all connected devices to streamline device management across the SmartThings ecosystem. Robust Samsung Knox security ensures data privacy and control, while innovative materials underscore Samsung’s commitment to a more sustainable future. 

“The Galaxy Tab S10 series is Samsung’s first tablet built with AI enhancements available right out of the box, and it’s the latest addition to the Galaxy AI family,” said MC Lee, VP, Head of Galaxy Ecosystems Business Team, Mobile eXperience Business at Samsung Electronics. “We’re proud to add to our seamless ecosystem of connected devices, bringing versatile experiences that only an AI tablet can offer through the Galaxy Tab S10 series’ blend of power and portability.” 

Peak Performance on the Go 

Built on Samsung’s legacy of providing powerful experiences, the Galaxy Tab S10 Ultra and Galaxy Tab S10+ harness significant leaps in AI processing power to deliver a supercharged, reduced lag experience. The Galaxy Tab S10 Ultra includes an 18% increase in CPU, 28% increase in GPU, and 14% increase in NPU compared to the Galaxy Tab S9 Ultra7. Coupled with long-lasting battery life8 and Super-Fast Charging9, the Galaxy Tab S10 series allows the device to be used for longer, with less time spent waiting for it to charge. 

Elegant Build Quality, Mesmerizing Display 

The Galaxy Tab S10 Ultra’s 14.6-inch display and Galaxy Tab S10+’s 12.4-inch display10 both feature cutting-edge Dynamic AMOLED 2X technology and offer a vibrant yet natural viewing experience, even outdoors. Details remain clear with the anti-reflective coating11, minimizing distracting glare and reducing reflection rate. The series’ quad speaker setup is further enhanced with AI-powered Dialogue Boost12, which amplifies voices over unwanted noise to help create ultra-clear audio. And for use on the go, the Galaxy Tab S10 series offers uncompromised durability with an IP68 rating13 further protected by enhanced Armour Aluminium14 — built to handle bumps and scraped to use anytime, anywhere. 

Work Smarter, Achieve True Creativity 

The Galaxy Tab S10 series offers an efficient experience — enhancing productivity —and serves as the ideal canvas to let out your creative side. 

  • With Note Assist15 and the intuitive S Pen, notetaking is a breeze on the tablet’s large display. Schoolwork, note-taking, and personal journaling become more efficient with automated transcriptions and summaries provided by AI. With PDF Overlay Translation16, the Galaxy Tab S10 series can also seamlessly translate PDFs via an on-screen overlay.  
  • Galaxy AI’s Sketch to Image17 makes the Galaxy Tab S10 Ultra perfect for turning imagination into reality, acting as the ideal creative assistant for overcoming mental roadblocks.  
  • With Circle to Search18 with Google on the Galaxy Tab S10 series, you can Circle to Search anything without switching apps. Instantly translate anything you see on your tablet with Google. Without switching apps, you can translate images, video or text in two taps. Quickly get the info you need, then get right back to what you’re doing.  
  • The Galaxy S Pen’s Air Command with AI provides instant access to Galaxy AI Assistant features without toggling between menus. AI Assistant apps can also be easily launched by the Galaxy AI Key on the Book Cover Keyboard19 with written prompts, making it easier for users to choose between Samsung’s Bixby and Google’s Gemini20 for a customised AI experience. 

Intelligent Home Device 

Galaxy Tab S10 doubles as a Galaxy home AI device, simplifying device management. With large screen-optimized features such as 3D Map View, it’s easy to see status and take control of SmartThings-enabled devices via the SmartThings widget21. Users can also enable SmartThings Energy and AI Energy Mode to easily monitor their devices’ energy consumption. Galaxy AI doesn’t just enhance life on the go, it also takes the stress out of home life. 

The Galaxy Ecosystem, Secure and Expanded 

The Galaxy Tab S10 series expands Galaxy’s unique connected experience and third-party app ecosystem, offering new and enhanced apps. The Tab S10 series provides access to leading third-party apps including Goodnotes, LumaFusion, Noteshelf3, Clip Studio Paint, PicsArt and Sketchbook22. Users can easily control speeds and add dramatic visual effects when editing videos on LumaFusion or seamlessly create content for social media PicsArt’s AI design tools. With the Galaxy Tab S10 series’ extensive third-party app ecosystem, there’s something for everyone. 

Samsung is committed to providing users with choice and control over their devices and their data. With Advanced Intelligence settings, users can choose to disable online data processing to ensure their data remains on-device.23 Samsung Knox’s real-time threat detection and collaborative protection keeps users safe, so they can live life to the fullest. 

The Galaxy Tab S10 Ultra and Galaxy Tab S10+ will be available from 10 October 2024 and offered in one colour: Moonstone Grey.  

5 most common mistakes during tax return time

With the tax return deadline just one month away (31 October), Hnry – Australasia’s leading digital accounting service for sole traders – is sharing the 5 most common mistakes during tax return time that self-employed Aussies should avoid at tax time.  

Tax season can be particularly time-consuming, complicated (and boring) for sole traders who have the added headache of handling their own taxes. Hnry’s research shows that the average independent earner spends 8 hours and $1,000 preparing their tax return, alongside 7 hours every week on tax and financial admin – with many putting off the burden until the last minute.  

But there’s still time for the nation’s 1.5m sole traders to get their shop in order before the deadline.

Hnry shares the 5 most common mistakes during tax return time:  

  1. Not knowing your dates: Here’s the important dates to know to ensure you don’t miss out on important milestones or confuse which financial year your expenses and income fall under: 

·       1 July 2023 – 30 June 2024: The 2023/24 financial year which the upcoming tax return covers. Any deductible business expenses must be from within this period.  

·       1 July 2024: Beginning of the new 2024/25 financial year. Any expenses incurred after this will have to be lodged in next year’s tax return.  

·       31 October 2024: Tax return due if you’re lodging by yourself.  

·       15 of May 2025: Tax return due if you’re lodging through a tax agent / accountant. 

  1. Miscalculating income and tax owed: If you have multiple income streams it can be particularly tricky to figure out exactly how much tax to set aside and could result in an unexpected tax bill. Tax calculators designed specifically for sole traders exist to help you get it right.  
  2. Missing out on claimable tax deductions: Hnry research shows that the average sole trader misses out on over $5,500 in unclaimed expenses each year, with 33% saying it’s because they’re not sure what they can and can’t claim. Familiarise yourself with eligible deductions—such as home office costs, travel, and professional development—to maximise your refund. 
  1. Forgetting your Super: If you’re one of the sole traders who have made concessional superannuation contributions each year, you could claim these as a tax deduction – another way to reduce the amount of tax you pay in your return.  
  2. Not claiming all your vehicle expenses: If you travelled less than 5,000km for business in your car, you could claim a fixed amount per kilometer. This only applies to vehicles under one ton and holding fewer than nine passengers, so do your research to see if you’re eligible.